Fully furnished luxury homes are drawing increased interest from high-end buyers, particularly second-home shoppers seeking convenience and speed. Sellers are finding that offering properties with furnishings, artwork and household items included can shorten time on market and attract buyers who want immediate usability rather than waiting to design or outfit a home. In some cases, furnishings are priced separately, allowing buyers to select what stays while preserving flexibility for both sides. Furnished listings often appeal to relocating professionals and secondary residence buyers who are less emotionally attached to contents and more focused on ease of transition.
Source: Florida REALTORS
Mortgage Rates
Drop Slightly
The average 30-year fixed-rate mortgage has remained within a narrow 10-basis point range over the last two months. With rates down half a percent over last year, purchase applications are 10% above the same time one year ago.
The 30-year fixed-rate mortgage averaged 6.21% as of December 18, 2025, down slightly from last week when it averaged 6.22%. A year ago at this time, the 30-year FRM averaged 6.72%.
The 15-year fixed-rate mortgage averaged 5.47%, down from last week when it averaged 5.54%. A year ago at this time, the 15-year FRM averaged 5.92%.
