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Florida continues to 2026-08-13

Gulf Coast Market Update

August 13th, 2026

Florida Continues 

To Attract 

Newcomers

 

More than 200,000 people transferred out-of-state driver’s licenses to Florida in the first half of 2026, the highest first-half total since 2023. Driver license data is particularly useful because it provides a faster look at migration than other government sources. The first-half figure is higher than in 2024 and 2025 and remains above pre-pandemic levels. Florida recorded 173,047 out-of-state license transfers in the first half of 2019. New York accounted for the most license transfers to Florida, with 23,436, followed by Georgia, New Jersey, California and Texas. The current pace remains below the pandemic-era peak. Transfers reached 215,412 in the first half of 2021 and 243,421 in the same period of 2022.

Source: Florida REALTORS

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Mortgage Rates 

Average 6.67%

Mortgage rates remained relatively stable this week at 6.67%. Housing affordability has improved from a year ago, and recent increases in purchase and refinance applications suggest that borrowers continue to respond to even modest changes in mortgage rates.

  • The 30-year fixed-rate mortgage averaged 6.67% as of August 13, 2026, down from last week when it averaged 6.69%. A year ago at this time, the 30-year FRM averaged 6.58%.
  • The 15-year fixed-rate mortgage averaged 5.96%, down from last week when it averaged 6.01%. A year ago at this time, the 15-year FRM averaged 5.71%.
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Doiron Realty Services
Pete Doiron
Broker

727-391-2829

© 2025 Doiron Realty, Inc.

18395 Gulf Boulevard Suite 203

Indian Shores, FL 33785

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Doiron Realty Services
727-391-2829
broker@doironrealty.com
18395 Gulf Boulevard Suite 203
Indian Shores, FL 33785
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